Disclaimer: Card.com provided me with a free samples of their product to review, and I was under no obligation to review it if I so chose. Nor was I under any obligation to write a positive review in return for the free product.
Do you have credit issues in your past. Do you find it hard to get a credit or even a debit card? What a scary situation, especially since everything now a days seems like you need access to a credit or debit card. Like when you book at room at a hotel. Most require you guarantee your room with a credit card.
So what do you do? How can you get the credit card / debit card you deserve.
Well that is what Card.com is for.
Card.com is an amazing service that can get you set up with your own prepaid Visa card. And not just any prepaid card! You can select your own design of card from over hundreds of styles.
I selected the Chocolate Labrador card for my review.
Can you believe you can get your own Card.com with NO Credit Check and it can be used everywhere Visa® or MasterCard® is accepted. There are NO check cashing fees. NO overdraft fees or late fees. And can be used to access to ATMs world.
It is so quick and easy to sign up for your own card and load it with money. I like how the Pre-paid card arrives in the mail.
In a very plain envelope. Perfect.
Once your Pre-paid Visa arrives in the mail just active the card online or via a toll free number.
Then you are good to add money to your card. You can add money via Green Dot, MoneyPak, Western Union, via PayPal, link to your bank or even an easy direct deposit.
I like how you can call or check online for your exact balance on your card. I loved the convenience of Card.com. But I did find it challenging to use the card at one of our local stores. As my shopping trip was for over the balance of my card provided. The cashier couldn't figure out how to just charge the amount that I had pre loaded on the card. I gave up that day, but used it for my next trip and I made sure it was under the amount owed. The Card.com worked perfectly that time.
Just make sure you are aware of the fees associated with the card. And I feel if you have credit issues this fees will not be a problem as having a credit card/debit is almost a necessity now.
There is a $5.95 monthly maintenance fee - but it is waived when you load at least $800 in the prior 30 days through direct deposit.
Check out the Card.com website for further details on this service.
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